Logged in seconds
Amount, category, done. Fast enough to record a coffee before you finish drinking it.
Finance & Budgeting
Spendly —
Spendly —
Budget Tracker
& Expense Manager
See exactly where your money goes. Log expenses in seconds, set budgets that actually hold, and reach your savings goals — completely offline, with no account and no subscription.
Live budget progress
Savings goals
CSV export
15+ currencies
No bank login
No subscription
Works offline
4 languages
Know your savings rate
Charts update as you spend
No bank connection
Spendly never links to your bank. Your financial history stays entirely on your phone.
Insight, not just numbers
Category breakdowns, weekly trends and a savings-rate calculator you'll actually read.
Alerts before you overspend
Live progress bars warn you as a category budget runs low — not after it's blown.
Features
Everything you need to take control
A complete personal finance toolkit that never asks for your bank credentials.
Expense tracking
Record income and expenses in seconds and organise every transaction where it belongs.
- Log income and expenses in a couple of taps
- Categories for food, transport, shopping, bills, health and more
- Search and filter your complete spending history
- Custom category icons and colours
- Understand precisely where your money goes each month
Budget management
Set a limit per category and watch it in real time instead of guessing at the end of the month.
- Weekly, monthly or yearly budgets per category
- Visual progress bars that update with every transaction
- Alerts before you exceed a budget
- Adjust limits any time as your life changes
Savings goals
Turn "I should save more" into a target with a date attached.
- Set goals with target amounts and deadlines
- Follow progress with clear progress rings
- Add funds to any goal whenever you like
- Perfect for a trip, an emergency fund or a new device
Analytics & insights
One dashboard that tells you the truth about your habits.
- Pie charts breaking spending down by category
- Weekly bar charts to spot patterns fast
- Built-in savings-rate calculator
- Daily spending average and monthly trends
Reports, export & personalisation
Premium features unlock by watching one short video — no payment, no subscription.
- Export every transaction to CSV
- Share a detailed monthly report by category
- Unlimited custom categories
- Advanced analytics charts
- More than 15 currencies: USD, EUR, GBP, DZD, SAR, AED, MAD, TND, INR, JPY and more
- Dark mode, light mode or follow your system theme
How it works
Better money habits in four steps
No sign-up form, no bank verification, no waiting.
Install free
Download Spendly from Google Play and pick your currency and language.
Log a transaction
Enter an amount, choose a category, and it lands in your history instantly.
Set budgets & goals
Give each category a weekly, monthly or yearly limit, and add a savings target.
Read your insights
Charts, trends and your savings rate show exactly what to change next month.
Privacy first
Your finances are nobody else's business
Spendly is a fully offline finance app. Your transactions, budgets and goals live only on your device — there is no account to create, no cloud sync and no bank connection to authorise.
That single design choice is what makes it genuinely private: data that never leaves your phone cannot be leaked, sold or breached elsewhere.
No bank credentialsYou enter transactions yourself — nothing is linked.
No account, no cloudInstall and start budgeting in the same minute.
Your data, exportableTake everything with you as CSV whenever you want.
No subscriptionPremium unlocks with a short video, not a card number.
Worldwide
Available in 4 languages
With more than 15 currencies, including DZD, MAD, TND, SAR and AED.
English
Français
العربية
Español
FAQ
Questions, answered
Yes. Spendly is free on Google Play with no subscription and no in-app purchases. Premium features such as CSV export, monthly reports, unlimited custom categories and advanced charts unlock after watching one short rewarded video.
Yes. Spendly is a fully offline finance app. All of your transactions, budgets and goals are stored on your device — there is no account, no cloud sync and no internet connection required.
No. Spendly never connects to a bank. You enter transactions yourself, which is exactly what keeps your financial data private and on your own phone.
More than 15 currencies including USD, EUR, GBP, DZD, SAR, AED, MAD, TND, INR and JPY.
Yes. You can export all of your transactions to a CSV file and share a detailed monthly financial report broken down by category.
Yes. Set weekly, monthly or yearly budgets for each spending category, follow them with live progress bars and get an alert before you go over.
Take control of your money today
Install Spendly free on Google Play and start building better financial habits this month.
